Government backed
Backed by the issuing government, so there is no bank credit risk and no cap on what is covered.
Treasury · USA
US Treasury
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At 3.60% a year over 5 years. Coupons are paid out to you once a year, not reinvested.
| You Invest | $25,000 |
|---|---|
| Paid Once a Year | $900 |
| Total Earnings | $4,500 |
| Back at Maturity | $25,900 |
Each $900 interest payment is paid to you directly, and $4,500 is what they add up to over the term. The figure at maturity is your initial investment of $25,000 paid back plus your final interest payment.
Backed by the issuing government, so there is no bank credit risk and no cap on what is covered.
Compare Canada is a comparison site, not a financial adviser. Figures use a $25,000 example at 3.60% over 5 years. Bond prices move before maturity, so selling early can return less than you put in. Confirm all terms with US Treasury before you commit.